Privacy Policy

• The Option Expert, LLC is first and foremost an educational platform centered around financial options that discusses their characteristics, advantages, limitations, and risks.
• The terms “OE”, “Company”, “We”, “Website”, “Our”, or “Us” refer to The Option Expert, LLC, its website, its mobile applications, affiliates, authors, publishers, owners, managers, employees, shareholders, officers, directors, other personnel, and/or agents.
• The terms “You”, “Subscriber”, “Recipient”, “User”, “Member”, “Client”, “Customer”, “Investor”, and “Trader”, refer to any person who accesses or uses the Website or Information including purchasers and/or users of any of Our programs, products, trades, trading ideas, and/or services.
• OE aims to put into practice the tenets and strategies described in its lessons through real trades that involve primarily financial options and sometimes underlying stocks and ETFs (together “Stock” or “Stocks”).
• Such trades are always based on proprietary funds and OE never trades money originating from OE’s members, subscribers, or any other third party.
• As such OE has been created to (1) provide free proprietary education on financial options to the general public (“free members”), (2) share its own trades or trading ideas with its subscribers, and (3) promote constructive discussions within OE’s community through forums and/or comments/feedback. Full members pay a subscription fee to have access to OE’s trades and trading ideas as well as the rationale behind such trades or ideas.
• The Option Expert™ is the copyright and trademark holder of all branded properties, programs, services, material, memberships, and subscriptions for OE.
• Neither OE nor any of its representatives, or independent contractors is, in such capacities, a licensed financial advisor, registered investment advisor, registered broker-dealer or FINRA | SIPC | NFA-member firm.
• By viewing this Website or anything made available on or through this Website, including but not limited to programs, products, TRADES, TRADING IDEAS, services, gifts, e-books, videos, podcasts, videos, webinars, blog posts, newsletters, consultations, emails, social media, software, research, OE’s website, and/or other communication (collectively referred to as “Website” or “Information”), you are agreeing to accept all Parts of this Disclaimer, Terms and Conditions, and Privacy Policy.
• Thus, if you do not agree to all these Parts, please STOP using the Website immediately. OE does not provide its site to those who disagree with any of the Parts of its Disclaimer, Privacy Policy, Terms and Conditions.
• OE has the right to, at any time, change the terms of use of the Website, change any content of the Website, impose certain conditions on the Website, and modify without prior notice any of the Parts discussed above and herein. Any such change will become effective immediately upon publication to this Website. By purchasing or using any of Our programs, products or services, including any trades or trading ideas shared by OE, you agree to completely read and abide by these Terms of Use as well as Our Disclaimer, Terms and Conditions, and Privacy Policy.
• OE is committed to providing you with the best service possible. Because We respect your right to privacy and your privacy is important to Us, We have created this Privacy Policy to inform you about Our privacy practices for this Website.
• This Privacy Policy describes (1) what Confidential Information Our Website gathers about you, (2) how We use and with whom We share such Confidential Information, (3) your ability to opt-out of future notifications, (4) what security procedures We have in place to protect your Confidential Information, and (5) how you can correct/update your Confidential Information.
• We guarantee hereby that all information you enter will not be sold, transferred, or made available to anyone, for any reason, unless requested by you or unless you provide your consent. We respect and honor your privacy.
• We do not store any of your financial information or credit card information. All payments for subscriptions are done via PayPal.
• You acknowledge that this Privacy Policy is part of Our Website terms of use, and by accessing or using Our Website you acknowledge and agree to be bound by all of its terms and conditions.
• Questions regarding this Privacy Policy should be directed to: [email protected]
• To use Our programs, products, and/or services, including trades and trading ideas We share to Our Subscribers, We may seek personal data including your name, email address, phone number, street address, birthday, preferences, interests, or other personally-identifying information (“Confidential Information”).
• We request Confidential Information to understand your needs and provide you with better services. We do not collect Confidential Information from you unless you provide it to Us. We do not provide or sell Confidential Information about Our Members, Subscribers, or Website visitors to vendors that are not involved or affiliated with Our products or services.
• If you feel that We are violating this Privacy Policy or any of your Confidential Information is incorrect or incomplete, please contact Us at [email protected] . Please specify “Privacy Policy” in the subject line of your e-mail. We will respond as promptly as possible and will promptly correct any Confidential Information found to be incorrect.
• By providing such Confidential Information to Us, you grant Us permission to use and store such information. We, in turn, will use Our best efforts to keep your Confidential Information safe, secure and confidential in accordance with this Privacy Policy.
• We may use Confidential Information for the following reasons: (1) for informational purposes and internal record keeping, (2) to improve Our programs, products or services, including any trades or trading ideas shared by OE, (3) to send possible promotions about new programs, products, services, or other special offers from which you may unsubscribe at any time, and (4) for support or communication related to your use of Our programs, products or services.
• There are various ways in which you automatically, explicitly and intentionally provide Us with and consent to Our collection of Confidential Information:
• Registration on Our Website for Our free lessons and/or other programs, products, or services.
• Contacting Us: We use links in Our Website to provide you with the opportunity to contact Us via e-mail to ask questions or provide comments.
• If you choose to enroll for one of Our programs, products or services.
• If you provide such Confidential Information by email to Us, through Our forum, or any other way that would reach Us.
• Storage: all Confidential Information is stored through a data management system. This data and Confidential Information can only be accessed by those who help manage that information in order to deliver email or otherwise contact those who would like to receive Our correspondence. You agree and acknowledge that We and those who manage the data management system may have access to your Confidential Information.
• Under no circumstances do We collect any personal data about race, ethnic origin, political opinions, religious beliefs, health status, or sexual orientation.
• When you visit Our Website, Our computers may automatically collect statistics about your visit. This information does not identify you personally, but rather identifies information about a visit to Our Website. We may monitor statistics such as how many people visit Our Website, the user’s IP address, which pages people visit, from which domains Our visitors come and which browsers people use. We use these statistics about your visit for aggregation purposes only. These statistics are used to help Us improve the performance of Our Website.
• We only use “cookies” as described in this Section. A “cookie” is a piece of information that Our website sends to your browser, which then stores this information on your system. If a cookie is used, Our Website will be able to “remember” information about you and your preferences either until you exit your current browser window (if the cookie is temporary) or until you disable or delete the cookie. Many users prefer to use cookies in order to help them navigate a website as seamlessly as possible. You should be aware that cookies contain no more information than you volunteer, and they are not able to compromise your hard drive and return to the sender personal or other information from your computer.
• Cookies: We may use the standard temporary “cookies” feature of major web browsers. We do not set any Confidential Information in cookies, nor do We employ any data-capture mechanisms on Our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on the Website and some features of Our programs, products, or services may not work as intended. We have no access to or control over any information collected by other individuals, companies or entities whose website or materials may be linked to Our programs, products, or services. There are two instances in which We use temporary cookies. First, if you are accessing Our services through one of Our online applications Our Web server may automatically send your browser a temporary cookie, which is used to help your browser navigate Our website. The only information contained in these temporary cookies is a direction value that lets Our software determine which page to show when you hit the back button in your browser. This bit of information is erased when you close your current browser window. If you come to Our website from one of Our business partners, Our web server may also send your browser a temporary cookie that reflects an origination code for that business partner. We use this information for statistical and marketing purposes.
• If you use a forum, bulletin board, chat room or other chat tool on this Website, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. OE is not responsible for the personally identifiable information you choose to submit in these forums. You are also responsible for using these forums in a manner consistent with the other terms and conditions set forth on the relevant forum site.
• Note that whenever you make your Confidential Information available for viewing by others such as through Our programs, products, or services, Our Website or social media, the Confidential Information that you share also can be seen, collected and used by others, and therefore, We cannot be held responsible for any unauthorized use by others of such Confidential Information that you voluntarily share online or in any other manner.
• We generally respond to any questions, requests for product or service information, and other inquiries that We receive. We may also retain this correspondence to improve Our products, services, and Website, and for other disclosed purposes. Frequently We retain contact information so that We can send individuals updates or other important information about Our services and products. Our subsidiary companies may also send you information about their services and products. In situations where you have supplied your information in connection with a question or request for information about a product or service offered by an OE business partner, We may also send the information you have supplied to the OE business partners that offer such products or services. Please be assured that these OE business partners have agreed to ensure the privacy and security of any transferred information and may only use the shared information to send you information about products or services about which you asked or registered for.
• We may use the information you submit to contact you to discuss the support, renewal, and purchase of Our products and services. We may provide Our subsidiary companies with your information so that they may send you information about their services and products. We may also provide the information you have submitted to Us to an OE subsidiary, business partner, or independent reseller (either within or outside the USA) so that the subsidiary, business partner, or independent reseller can contact you and facilitate the support, renewal, and purchase of OE products and services. You may receive a communication directly from one of Our subsidiaries, business partners, or independent resellers. To find out the names and locations of the subsidiaries, business partners, and/or independent resellers to whom We have provided your information, please contact Us at the address given at the end of this Privacy Policy.
• We will disclose your Confidential Information (1) if We are required to do so by law and regulation, or believe that such action is necessary to conform to the law (for example, We may disclose the identity of purchasers of certain products to the U.S. Department of Commerce), (2) to comply with third-party requirements as necessary in order for them to comply with applicable laws and regulations, and any legal/regulatory process served on either Us, (3) in order to investigate, prevent, or take action regarding illegal activities or suspected fraud, or enforce or apply OE’s agreements, (4) to defend and protect Our property rights or those of Our Members and Subscribers, and (5) to act as immediately necessary in order to protect the personal safety of Our Members, Subscribers, or the general public.
• Circumstances may arise where, whether for strategic or other business reasons, OE decides to sell, buy, merge or otherwise reorganize businesses or business units. Such a transaction may involve the disclosure of Confidential Information to prospective or actual purchasers, or the receipt of it from sellers. It is OE’s practice to seek appropriate protection for information in these types of transactions.
• Passwords: to use certain features of Our programs, products, or services, you may be issued a group username and password or a unique individual username and password, which you will receive through your registration and/or purchase process. You may be able to change your password to one of your choosing. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You are not permitted to share your username and/or password with anyone. If We learn you have shared your username and/or password with another person, We reserve the right to immediately terminate your access to the programs, products, or services, Website, or any other related communication. It is your responsibility to protect your own password from disclosure to others. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information. You are responsible for activities that take place using your password(s) and within your account. If you share your password(s) with anyone, they may be able to obtain access to your Confidential Information at your own risk. You agree to notify Us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. By using Our programs, products, or services, you agree to enter true and accurate information as part of the registration, purchase process and otherwise. If you enter a false email address, We have the right to immediately inactivate your account. We will use Our best efforts to keep your password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with Our rights or property.
• From time-to-time We may request information from Members and Subscribers via surveys. Participation in these surveys is completely voluntary and the user therefore has a choice of whether or not to disclose this information. Survey information will be used for purposes of monitoring or improving the use of and satisfaction with this Website, and improving Our customer service and product offerings.
• From time-to-time, We notify Our Subscribers and Members of new products, announcements, upgrades and updates. If you would like to opt-out of being notified please use the unsubscribe option in Our emails, or please contact Us at the address given at the end of this Privacy Policy.
• If you receive marketing communication from Our subsidiaries, business partners or independent resellers, you should opt-out with that entity directly.
• We consider the protection of all Confidential Information We receive from Our Website visitors and Subscribers as critical to Our corporate mission. Please be assured that We have security measures in place to protect against the loss, misuse, and alteration of any Confidential Information We receive from you. As with any transmission over the Internet, however, there is always some element of risk involved in sending Confidential Information. In order to try to minimize this risk, We encrypt all information that you submit in ordering one of Our products or services using the Secure Sockets Layer (SSL) protocol.
• If you would like to update or correct any Confidential Information in Our records you may email Us at [email protected].
• Except as otherwise stated in this Privacy Policy, this document only addresses the use and disclosure of information We collect from you. Other websites accessible through Our Website have their own privacy policies and data collection, use, and disclosure practices.  Please consult each website’s privacy policy. We are not responsible for the policies or practices of third parties. Additionally, other third-party companies which place advertising on Our Website may collect information about you when you view or click on their advertising through the use of their cookies or other tracking technologies, which may include delivering targeted advertisements and marketing messages based upon the third-party websites that you visit, or other purposes. We cannot control this collection of information and are not responsible for the privacy policies and data collection, use, and disclosure practices of these third-party advertisers. You should contact these third-party advertisers directly if you have any questions about their use of the information that they collect from you.
• We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy, simply by posting such change, update, or modification on Our Website and without any other notice to you.  Any such change, update, or modification will be effective immediately upon posting on Our Website.
• Contact Us: [email protected]

 

UNDER NO CIRCUMSTANCES SHALL COMPANY OR ANY OF ITS PARENTS, SUBSIDIARIES, AFFILIATES, OR OTHERWISE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE, INCLUDING BUT NOT LIMITED TO NEGLIGENCE. ADDITIONALLY, COMPANY IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL COMPANY’S CUMULATIVE LIABILITY TO YOU EXCEED $100.

Should any provision of this Privacy Policy, Terms and Conditions, Disclaimer, and of any other disclosures (collectively, “Terms”) be or become invalid, illegal, or unenforceable under applicable law, the other provisions shall not be affected and shall remain in full force and effect. These Terms bind and inure to the benefit of the parties’ successors and assigns. These Terms are not assignable; any transfer, assignment or delegation by you is invalid. These Terms constitute the entire agreement between the parties with respect to its relationship and supersede all prior oral or written agreements, understandings and representations to the extent that they relate in any way to the subject matter hereof. No waiver of any of the provisions shall bind either party unless set forth in a writing specifying such waiver, consent or amendment signed by both parties.

By using the Website, you agree to these Terms without modification, and acknowledge reading them. We reserve the right to change, without prior notice to you, these Terms or to impose new conditions on use of the Website, from time to time, in which case We will post the revised Terms on this Website. By continuing to use the Website after We post any such changes means you accept the new Terms with the modifications.